Tax-free

Statutory redundancy is 100% exempt from tax, USC & PRSI.

3 reliefs

Basic Exemption, Increased Exemption or SCSB. We pick the best for you.

€200,000

Lifetime tax-free cap on ex-gratia termination payments.

Redundancy calculator

Fill in what you know. Start with Basic; switch to Advanced if you have a pension lump sum or long service.

Tap the i beside anything you're unsure of and we'll explain it. Nothing you type here is saved or sent anywhere.

Your details

Gross pay (before tax)

€

Statutory pay is capped at €600/week by law.

Full years of service You need at least 2 years (104 weeks) to get statutory redundancy.

Employer's ex-gratia offer (on top of statutory)

€

The total lump sum agreed during consultation. Leave 0 if none / not known yet.

Income tax rate USC rate

Which income tax rate? A single person pays 20% up to €44,000/year and 40% above (2026). Higher if you're married or a single parent.

Which USC rate? Most people are on 3%; the 8% rate only applies to yearly income above €70,044 (2026).

Tax & USC apply only to the taxable part of the ex-gratia. PRSI never applies to redundancy.

Your estimate

Estimated total in your pocket

€0

after tax on the ex-gratia part

Statutory redundancy · tax-free: €0
Ex-gratia from employer: €0
Tax-free part (relief applied): €0
Taxable part: €0
Income tax: −€0
USC: −€0
Total net: €0

Best tax relief for you

⚠️ This is an estimate to help you understand the numbers, not official tax or legal advice. Your final figure depends on your exact circumstances. Always confirm with Revenue, Citizens Information or an accountant.

Not sure what these terms mean?

Read: how tax on redundancy works → Read: the full redundancy guide →

Now, what about money while you look for work?

Once you finish up you can usually claim a weekly jobseeker's payment, and your redundancy lump sum doesn't stop it. See which one you're entitled to and estimate how much you'd get.

Check jobseeker's payments →

The jargon, explained simply

Everything that decides how much of your payment is tax-free.

1. Statutory redundancy

The legal minimum, paid if you have 2+ years of continuous service. It's 2 weeks' pay per year of service, plus one bonus week, with weekly pay capped at €600. Completely tax-free.

2. Ex-gratia (the employer's extra)

Extra money your employer chooses to pay, often agreed during the consultation period. This part can be taxable, but the reliefs below usually make a big chunk of it tax-free.

3. Basic Exemption

A tax-free slice of your ex-gratia: €10,160 + €765 per full year of service. 8 years → €10,160 + (8 × €765) = €16,280 tax-free.

4. Increased Exemption (+€10,000)

Add €10,000 on top of the Basic Exemption if you haven't claimed more than the Basic Exemption from a lump sum in the last 10 years, and you either have no work pension lump sum or give up your right to it. Any pension lump sum you keep reduces this €10,000 (over €10,000 and it's gone). It can only be granted once every 10 years.

5. SCSB (Standard Capital Superannuation Benefit)

Often the biggest relief for high pay or long service:

(Average yearly pay × Years of service ÷ 15) − pension lump sum

Revenue lets you use whichever relief gives the most tax-free money, this calculator does that automatically.

6. The €200,000 lifetime cap

A €200,000 lifetime limit on total tax-free ex-gratia across your career. Statutory redundancy doesn't count towards it.

See full worked examples on the Tax page →

You've got this. Here's what to do next

Redundancy is a shock, but you have real supports and entitlements. A few practical first steps:

1. Check your payment is right

Compare the calculator above with your employer's offer, and check everything else you're owed (holidays, notice, bonus). In a group redundancy? See how the consultation works.

2. Claim Jobseeker's support

When you finish up you can usually claim a weekly jobseeker's payment, and your lump sum doesn't stop it. See which one and how much, then apply on MyWelfare.

3. Get free money advice

MABS, the free State money-advice service, can help you plan your budget between jobs, free and confidential. See mabs.ie.

4. Know your rights

If something feels unfair, Citizens Information and the Workplace Relations Commission can guide you, for free.

Being made redundant? Know exactly what you'll take home.